One of the worst parts of carrying debt is the shame it induces. Too many people feel embarrassment and guilt about their debt, as if they’ve failed in some profound way. But the facts are that the average American adult has $4,717 in credit card debt, and more than 44 million Americans hold nearly $1.5 trillion in student debt, so there’s no reason to feel burdened by this unfair stigma.

In this class, you’ll learn how to:

 

• Design a strategy that either pays off your debt gradually or quickly.
• Use balance transfers to avoid high interest rates.
• Find loans that will help, not hurt, your bottom line.
• Understand the differences between federal and private student loans.
• Figure out if you’re eligible for student loan forgiveness.
• Get help from charities or loved ones if you’re really in trouble.